credit

Talking with a representative of a credit card company on the phone tonight. The end result is that I feel depressed, used and abused. I don't know if it was the hard sell on the features that I didn't want to pay extra for every month or the pushy manner of the representative or just my dislike of talking with telemarketer types in general. Here is a rule of thumb that I wish I'd followed earlier in my life... don't get into debt with credit cards. Thankfully there is a way out of this, with some hard work, belt tightening and debt consolidation. Doesn't mean I'm feeling happy about it right now though.